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Small Business Bookkeeping


The Best Way to Track Recurring Bills (and Stop Overpaying in Silence) in 2026
The average person underestimates their monthly subscription spending by $133 and has at least one recurring charge they forgot they signed up for. Here's the bill calendar, the hybrid autopay system, and the monthly audit that ends late fees and silent price hikes for good.

Donna Roggio
Jun 258 min read


How to Create a Profit and Loss Statement in Google Sheets
A profit and loss statement is arithmetic, not a finance degree. In about twenty minutes and one Google Sheet, you can build a working P&L that tells you more about your business than your bank balance ever will. Here's the exact layout, the formulas, the eleven starter categories, and the wall every DIY spreadsheet eventually hits.

Donna Roggio
Jun 2411 min read


How to Track Business Mileage and Expenses for Tax Deductions
The average self-employed driver who actively tracks mileage claims about $5,500 a year in deductions. At a 30 percent combined tax rate, that is roughly $1,650 staying in your pocket instead of going to the IRS. Most people either skip the tracking entirely or do it in a way the IRS will not accept. Here is the system that fixes both.

Donna Roggio
Jun 1211 min read


How to Create a Simple Financial Dashboard for Your Small Business
Small business owners spend over 20 hours per month on financial tasks, yet 46% still do not review their financial reports monthly (SCORE). A financial dashboard changes that by putting income, expenses, savings, debt, and net worth into one view. This guide walks through what belongs on your dashboard, how to build one in 30 minutes using Google Sheets or Money Mastery, and how to use the reports to have a real conversation with your money. Because 82% of businesses that fa

Donna Roggio
Jun 817 min read


How to Read a Profit and Loss Statement (Even If You Hate Numbers)
A profit and loss statement is one of the most important documents your business produces, but most small business owners have never been taught how to read one. This post breaks down every section of a P&L into plain language with real examples. No accounting jargon. No financial advice. Just a clear, practical education on what the numbers mean and what story they're telling you about your business

Donna Roggio
May 2210 min read


How to Do Your Own Bookkeeping as a Small Business Owner (Step-by-Step)
You don't need an accounting degree to do your own bookkeeping as a small business owner. You need a repeatable process and the right system. This post breaks down exactly what DIY bookkeeping looks like day to day, week to week, and month to month. You'll learn what tasks are realistic to handle yourself, when to call in professional help, and how a system like Money Mastery makes the whole process faster.

Donna Roggio
May 1911 min read
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