The cushion conversation
5 PM Money Room check-in.
Let’s talk about the kind of money that gives you breathing room.
If your income is irregular, your money can arrive in waves. Some months feel full. Some months ask you to be more thoughtful. A cash cushion helps smooth that out so every decision does not have to be made from whatever happened most recently.
Today’s question is not “Do you have 3 months saved?” That can feel too big for one conversation.
Today’s question is:
What would your first layer of cushion need to cover?
Maybe it is rent or mortgage. Maybe groceries. Maybe payroll. Maybe taxes. Maybe one quiet month in your business. Maybe the category that always feels like it shows up early.
Comment with one category you would want your cushion to protect first.
Keep learning here:
https://www.risingandthriving.com/post/build-a-3-month-cash-cushion-on-irregular-income