Avalanche or snowball energy?
5 PM Money Room check-in.
There is more than one good way to pay off debt.
Some people love the debt avalanche because it focuses on the highest interest rate first. It feels strategic. It feels efficient. It lets the math lead.
Other people love the debt snowball because it focuses on the smallest balance first. It creates momentum. It gives you quick wins. It helps you stay connected to the plan.
Neither one makes you better with money. They are simply different paths.
Today’s question:
When you are trying to stay consistent, do you need the smartest math or the fastest visible win?
Avalanche - Interest rate motivates me
Snowball - Small wins keep me going
Blend - I like a bit of both
Keep learning here:
https://www.risingandthriving.com/post/debt-avalanche-vs-snowball